harmonized payment methods

Harmonized payment methods refer to standardized processes and systems that make it easier for businesses and consumers to make and receive payments across different regions or countries. By establishing common rules, formats, and technologies, these methods reduce confusion and ensure smooth, efficient transactions, whether via cards, digital wallets, bank transfers, or other channels. The goal is to improve interoperability, security, and convenience, helping to facilitate international trade and commerce by making cross-border payments more consistent and reliable.