Hardest Hit Fund

The Hardest Hit Fund is a program created by the U.S. government to assist homeowners struggling with mortgage payments due to economic hardships, particularly during the housing crisis. Established in 2010, it provides financial support to states most affected by unemployment and declining home values. The fund helps eligible homeowners avoid foreclosure by offering loans or grants, which can be used for mortgage payments or other related expenses. Ultimately, its goal is to stabilize communities and support families during tough economic times.