Hard Money Lending

Hard money lending is a type of financing where loans are provided by private investors or companies, rather than traditional banks. These loans are typically used for real estate investments or quick funding needs, and are based on the value of the property rather than the borrower’s credit score. Hard money loans usually have higher interest rates and shorter repayment periods, reflecting the increased risk and quicker turnaround. They are often chosen by real estate investors needing fast access to capital or when conventional financing isn’t available.