group health plans

Group health plans are insurance policies that provide health coverage to a group of people, typically employees of a company, their dependents, or members of an organization. These plans often offer a range of benefits, including medical, dental, and vision care. Because they cover many individuals, group plans usually offer lower premiums and better coverage than individual plans. Employers often contribute to the cost of premiums, making these plans a valuable benefit for workers. Enrollment typically occurs during a specific period or when certain life events occur, such as getting married or having a child.