Group Disability Insurance

Group Disability Insurance is a type of insurance provided by an employer to cover employees in the event they become unable to work due to illness or injury. This insurance typically offers a portion of the employee's salary as benefits, helping them manage living expenses during their recovery. Since it's organized through a group, it often comes at a lower cost than individual policies. Coverage details can vary by employer, including the duration and amount of benefits, but it generally helps provide financial security during unexpected health challenges.