Grad PLUS Loans

Grad PLUS Loans are federal student loans available to graduate and professional students to help cover education costs that other financial aid may not fully fund. They typically have higher interest rates than undergraduate loans and require a credit check. These loans allow students to borrow up to the total cost of attendance, minus other financial aid received. They are useful for covering tuition, fees, and related expenses, providing flexible borrowing options to support advanced education. Repayment begins after the loan is disbursed, with options for various repayment plans.