garnishment laws

Garnishment laws allow creditors to collect money directly from a debtor's wages, bank accounts, or other sources to satisfy a debt. When a court issues a garnishment order, a portion of the debtor's income or funds is withheld and sent to the creditor until the debt is repaid. Each state has specific rules about how much can be garnished and the types of income that can be garnished, such as wages or social security benefits. Debtors often have rights, such as the ability to challenge the garnishment if they believe it's unfair or exceeds legal limits.