free credit report

A free credit report is a document that shows your credit history, including information about your loans, credit cards, payment habits, and debt levels. It helps lenders assess your creditworthiness when you apply for loans, mortgages, or credit. In the United States, you are entitled to one free credit report each year from each of the three major credit bureaus: Equifax, Experian, and TransUnion. You can obtain these reports at AnnualCreditReport.com. Reviewing your report regularly is important to ensure accuracy and to identify any potential issues like identity theft.