Fraud alerts

Fraud alerts are notifications that inform consumers about potential identity theft or fraudulent activity involving their personal information. When a fraud alert is placed on your credit report, creditors are required to take extra steps to verify your identity before granting credit in your name. This helps protect you from unauthorized transactions. Fraud alerts can be initiated by consumers themselves or can be triggered by suspicious activity. They are typically valid for 90 days but can be extended. Setting up a fraud alert is a proactive measure to safeguard your financial identity and prevent fraud.