Flood Insurance Study

A Flood Insurance Study is a detailed analysis conducted by engineers and scientists to assess flood risks in a specific area. It identifies flood-prone zones, estimates flood depths, frequencies, and potential damages, and creates maps showing these areas. The study helps communities understand their vulnerability to flooding, guiding land use decisions and floodplain management. Importantly, the results inform whether flood insurance is required or recommended for property owners, and they support the development of measures to reduce flood risk and protect communities from future flood events.