Flood Insurance Rate Map (FIRM)

A Flood Insurance Rate Map (FIRM) is a detailed map created by government agencies that shows areas at risk of flooding. It indicates flood zones, water depths, and floodplain boundaries, helping property owners, insurers, and planners understand flood danger levels. The map guides decisions on flood insurance requirements and land development, aiming to reduce flood damage and improve community safety. FIRMs are based on scientific studies and data analysis, providing a visual and technical resource for managing flood risk effectively.