Fixed Income Investments

Fixed income investments are financial products that provide regular, predictable payments over time, primarily in the form of interest. Common examples include bonds and certificates of deposit (CDs). Investors lend money to an issuer, such as a government or corporation, and in return, they receive fixed interest payments until the principal is repaid at maturity. These investments are generally considered safer than stocks, making them an essential part of a diversified portfolio to reduce risk and provide steady income. Their appeal lies in their stability, especially for those seeking reliable returns without significant volatility.