financial wellness

Financial wellness refers to the overall health of an individual’s financial situation. It encompasses having a stable income, managing expenses wisely, saving for the future, and being able to handle unexpected expenses. Financial wellness means being free from excessive debt, having a budget that works for you, and planning for long-term goals like retirement. It involves understanding your financial options and making informed decisions to achieve peace of mind and security in your financial life. Ultimately, it is about feeling confident in your financial choices and ensuring you can meet both your current and future needs.