financial products regulation

Financial products regulation refers to rules and laws that oversee the creation, marketing, and sale of financial services and instruments—such as loans, investments, insurance, and securities. These regulations aim to ensure transparency, protect consumers from fraud and unfair practices, promote market integrity, and maintain financial stability. Regulatory bodies establish standards for disclosure, risk management, and conduct, requiring firms to operate responsibly. This oversight helps build trust in the financial system, encouraging economic growth while reducing the likelihood of financial crises or misconduct.