Financeiras

Financeiras are financial institutions or companies that primarily offer consumer credit, loans, and financing services. They specialize in providing funding for personal needs, vehicle purchases, or other installment plans, often focusing on populations or transactions not fully served by traditional banks. Unlike banks, which handle a broad range of financial services, financeiras typically concentrate on lending activities, managing credit risk, and collecting repayments. They play a vital role in expanding access to credit, supporting consumer spending, and offering flexible financing options, often with streamlined approval processes tailored to individual credit profiles.