FHLB System

The Federal Home Loan Bank (FHLB) System is a network of regional banks that support local lenders, such as banks and credit unions, by providing affordable funding. This system helps these lenders offer home loans, small business loans, and other financial services to their communities. Funded through member deposits and bond sales, the FHLB helps ensure stability and liquidity in the housing and mortgage markets, promoting economic growth and housing affordability. It operates as a cooperative, with member institutions benefiting from shared resources and financial assistance.