FHFA

The FHFA, or Federal Housing Finance Agency, is a U.S. government agency responsible for overseeing and regulating Fannie Mae and Freddie Mac, which are government-sponsored enterprises that support the housing market. Its role includes ensuring these entities operate safely and soundly, maintaining a stable mortgage market, and promoting access to affordable housing. The FHFA sets policies, supervises their activities, and works to ensure the availability of mortgage funding for many homebuyers across the country while protecting taxpayers’ interests.