FEMA National Flood Insurance Program

The FEMA National Flood Insurance Program (NFIP) is a government initiative that provides affordable insurance to help property owners, renters, and businesses recover from flood damages. It encourages communities to adopt and enforce floodplain management regulations, aiming to reduce flood risk. The program offers coverage for damage to buildings and their contents, regardless of whether the flood is caused by heavy rain, storm surge, or other sources. By making flood insurance accessible, NFIP helps individuals and communities recover more quickly and promotes safer, more resilient development in flood-prone areas.