Federal Direct Student Loans

Federal Direct Student Loans are funds provided by the U.S. government to help students pay for their college education. These loans come in two main types: subsidized, where the government covers interest while you're in school, and unsubsidized, where you are responsible for the interest from the start. Repayment typically begins six months after graduation or dropping below half-time enrollment. They offer lower interest rates compared to private loans and flexible repayment options, making them a popular choice for students seeking financial assistance for their education.