FCA Regulatory Sandbox

The FCA Regulatory Sandbox is a controlled environment created by the UK's Financial Conduct Authority that allows fintech companies and innovative financial firms to test new products, services, or business models with real customers under specific regulatory oversight. This setup helps firms understand regulatory requirements, manage risks, and gather valuable insights without immediately facing full-scale compliance burdens. It benefits both businesses seeking innovative solutions and consumers by fostering safer innovation and providing opportunities to develop and improve financial technology in a supportive, supervised setting.