Experian Credit Scores

Experian Credit Scores are numerical ratings that reflect your creditworthiness based on your borrowing and repayment history. They typically range from around 300 to 850, with higher scores indicating better credit management. These scores help lenders assess the risk of lending to you, impacting your ability to get loans, credit cards, or favorable interest rates. Factors influencing your score include your payment history, amounts owed, length of credit history, new credit accounts, and types of credit used. Maintaining timely payments and responsible credit use can help improve your Experian score over time.