
Exit Counseling
Exit counseling is a process designed to help individuals understand and manage their student loans when they graduate, leave school, or drop below half-time enrollment. It provides essential information about repayment options, responsibilities, and the importance of making timely payments to avoid default. The goal is to ensure borrowers are fully informed about how their loans work and are prepared to handle repayment, minimizing financial surprises and promoting responsible borrowing. This guidance typically occurs online or in person before loan disbursement or upon exit from the educational institution.