European financial regulation

European financial regulation encompasses rules and laws designed to ensure the stability, transparency, and integrity of financial markets in the European Union (EU). Key institutions like the European Central Bank (ECB) and the European Securities and Markets Authority (ESMA) oversee these regulations. They aim to protect consumers, promote fair competition, and prevent financial crises by setting standards for banks, investment firms, and other financial entities. This framework helps maintain confidence in the financial system, ensuring that it operates smoothly and fairly for businesses and individuals alike.