EU travel insurance regulations

EU travel insurance regulations aim to protect travelers by ensuring access to necessary emergency healthcare across member states. When traveling within the EU, existing health insurance often provides coverage, but supplementary travel insurance can cover additional costs like cancellations, lost belongings, or repatriation. No mandatory EU-wide insurance exists, but insurers must offer clear terms, cover emergencies, and adhere to consumer rights standards. Travelers should verify their coverage scope before trips, understanding what is included and what requires extra policy. These regulations promote transparency and consumer protection, ensuring travelers are adequately safeguarded during their EU journeys.