EU Banking Regulations

EU banking regulations are rules designed to keep banks stable and protect customers. They ensure banks manage risks properly, hold enough funds to cover losses, and operate transparently. This includes requiring banks to maintain certain capital levels, conduct regular stress tests, and follow strict standards for lending and operations. The goal is to prevent bank failures, safeguard the economy, and build trust in the financial system across European countries. These rules are coordinated across the EU to create a consistent, secure environment for both banks and their customers.