Estate Freeze

An estate freeze is a financial strategy used primarily in estate planning to limit the future increase in the value of an individual's estate, thereby reducing potential taxes for heirs. Essentially, the person locks in the current value of their assets, and any future appreciation goes to their beneficiaries. This is often done by transferring assets to a trust or family members while retaining some income rights. The goal is to preserve wealth for future generations while minimizing tax liabilities. Estate freezes help families manage inheritance and estate tax issues proactively.