ERE (Early Retirement Extreme)

Early Retirement Extreme (ERE) is a financial philosophy focused on drastically reducing expenses and increasing self-sufficiency to enable retirement far before traditional age. It emphasizes disciplined saving, frugal living, and acquiring practical skills to minimize dependence on consumer spending and income. By doing so, individuals can build a substantial nest egg quickly and achieve financial independence—meaning they can stop working and sustain their lifestyle through their savings and resourcefulness. ERE promotes a mindset of intentional living, emphasizing value, sustainability, and personal mastery over material consumption, ultimately providing freedom from conventional employment at an earlier age.