Equifax (the company)

Equifax is one of the largest credit reporting agencies in the United States, responsible for collecting and analyzing consumer credit information. It helps lenders and businesses assess an individual's creditworthiness by providing credit reports and scores. Established in 1899, Equifax operates globally, offering services that include identity theft protection and credit monitoring. However, it gained notoriety for a significant data breach in 2017, compromising the personal information of millions. As a key player in the financial ecosystem, Equifax plays a crucial role in lending and consumer finance, impacting many people's access to credit and loans.