
Employer-Sponsored Plans
Employer-sponsored plans are benefit programs provided by your employer to help manage your health care, retirement, or other needs. Examples include health insurance, retirement savings plans like a 401(k), and sometimes wellness programs. These plans are often partially paid for by the employer, making it more affordable for employees. They are designed to support employees’ well-being and financial security, and typically require enrollment through the employer. Essentially, these plans connect employees to benefits that promote health and financial stability, with the employer playing a key role in organizing and funding them.