Employer Liability Insurance

Employer Liability Insurance is a type of insurance that protects businesses from legal claims made by employees who suffer job-related injuries or illnesses. If an employee sues the employer for negligence or safety violations, this insurance helps cover legal fees, settlements, and medical costs. It's an essential safeguard for businesses, ensuring they can manage financial risks associated with workplace injuries, while also providing support to employees who may need it. In essence, it helps maintain a fair balance between employee safety and the financial stability of the business.