EMC (Extra Marine Clause)

The EMC, or Extra Marine Clause, is a provision in maritime insurance policies that extends coverage to include specific risks encountered outside traditional maritime activities, such as offshore or marine-related operations. It allows insured parties to have protection for certain non-standard activities or locations beyond standard shipping, providing flexibility and security in diverse maritime environments. Essentially, it ensures that specific extra areas or risks are covered, giving maritime operators confidence that unusual or specialized operations are protected under their insurance policy.