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Eligible federal student loans

Eligible federal student loans are loans provided by the U.S. government that help students pay for higher education expenses. These loans have specific criteria that borrowers must meet, such as demonstrating financial need (for need-based loans) or meeting certain academic and enrollment requirements. They often feature benefits like fixed interest rates, flexible repayment options, and borrower protections. Common types include Direct Subsidized and Unsubsidized Loans, as well as PLUS loans for graduate students or parents. Being eligible means you qualify according to the rules set by federal programs, making these loans a reliable resource for funding education.