Discover It Cashback

The Discover It Cashback credit card offers a straightforward rewards program: you earn 5% cashback on rotating categories (like gas, grocery stores, and online shopping) each quarter, and 1% on all other purchases. At the end of your first year, Discover matches all the cashback you've earned—essentially doubling your rewards. There are no annual fees, and the card includes benefits like no foreign transaction fees and free FICO credit score monitoring. It’s a flexible option for consumers who want to maximize rewards through regular shopping and benefit from the initial cashback match.