dischargeable debts

Dischargeable debts are debts that a court allows you to eliminate through bankruptcy, meaning you are no longer legally required to pay them. These debts typically include credit card debt, medical bills, and personal loans, but exclude certain types like student loans, taxes, or child support. The goal of discharging debts is to provide a fresh financial start by eliminating what you owe and stopping most collection efforts. However, eligibility for discharge depends on specific circumstances and the type of bankruptcy filed.