Disability Insurance Benefits

Disability Insurance Benefits provide financial support if you become unable to work due to a qualifying injury or illness. These benefits help replace a portion of your lost income, ensuring financial stability while you're unable to earn wages. To receive benefits, you'll need to prove your medical condition prevents you from performing your job, often through medical documentation. They're designed to support you during recovery or until you can return to work, and the amount depends on your earnings prior to disability. Disability insurance is typically purchased privately or provided through employer benefit plans.