Direct Subsidized Loans

Direct Subsidized Loans are federal student loans designed to help eligible undergraduate students pay for college. The key benefit is that the U.S. government pays the interest while you're in school at least half-time, during the first six months after you leave school, and during deferment periods. This means your loan balance doesn't grow due to interest during these times. These loans typically have lower interest rates and offers flexible repayment options, making them an affordable choice for students with financial need to access higher education.