Direct Student Loans

Direct Student Loans are government-backed loans that help students pay for college expenses such as tuition, books, and living costs. Borrowers apply through the Tuition Assistance Program, and the government loans money directly to the student. Repayment begins after graduation or when enrollment drops below half-time, with interest accrued over time. These loans often have fixed interest rates and flexible repayment options, making higher education more accessible. They are a common way for students to finance their education without immediate upfront costs, with the expectation of repayment over time once income improves.