debtor's rights

Debtor’s rights are protections for individuals who owe money, ensuring they’re treated fairly during debt collection. These rights include the right to be treated respectfully, not receive false or misleading information, and to confirm the debt before paying. Debtors can also request proof of the debt, dispute incorrect amounts, and stop harassment by following legal procedures. Additionally, there are limits on when and how creditors can contact them, and debtors can seek legal help if their rights are violated. These protections help ensure fair treatment and prevent abusive debt collection practices.