Debtor rights

Debtor rights refer to the legal protections and entitlements that individuals have when they owe money. These rights ensure fair treatment by creditors, preventing harassment and unjust practices. Debtors can request written proof of their debts, challenge unfair charges, and seek help through bankruptcy if needed. Additionally, certain personal assets may be protected from seizure. Ultimately, debtor rights aim to provide individuals with a mechanism to manage their debts responsibly while safeguarding their basic needs and dignity. Understanding these rights helps individuals navigate financial challenges more effectively.