Debt Counseling

Debt counseling is a professional service that helps individuals manage and reduce their debts. A trained counselor assesses your financial situation, including income, expenses, and outstanding debts, then works with you to develop a practical plan to repay debts, often negotiating better terms with creditors. The goal is to improve financial stability, reduce stress, and create a manageable budgeting strategy. Debt counseling provides guidance, education, and support to regain control over your finances and achieve long-term financial health.