Debt Collector

A debt collector is a person or company hired to recover money that a person or business owes. When someone doesn’t pay their bills on time, the creditor may contract a debt collector to contact the borrower and request repayment. Debt collectors may communicate through phone calls, letters, or other methods, and must follow laws that regulate their interactions. Their goal is to help recover the owed amount, which can include unpaid loans, credit card debts, or other financial obligations, ensuring creditors receive what is due while respecting the debtor’s rights.