Debt Collection Law

Debt collection law protects consumers from unfair practices by debt collectors. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors must follow strict rules when attempting to collect debts, such as not using harassment, false statements, or threats. Consumers have the right to know who is collecting their debt and to dispute inaccuracies. If collectors violate these laws, consumers can report them and possibly win damages. Overall, these laws aim to ensure respectful treatment and transparency in the debt collection process.