David J. Kealhofer

David J. Kealhofer is a renowned finance expert, best known for pioneering quantitative methods in credit risk modeling. He co-founded KMV, a company that developed advanced models to evaluate the likelihood of borrowers defaulting on loans. His work revolutionized how financial institutions assess and manage credit risk, making lending decisions more precise and data-driven. Kealhofer's contributions have had a lasting impact on the finance industry, helping banks and investors better understand and mitigate risks associated with lending and investment portfolios.