Dave Ramsey (Financial Advisor)

Dave Ramsey is a financial expert and author who provides guidance on managing money responsibly. He advocates for living within your means, getting out of debt, and building wealth through disciplined budgeting and savings. Ramsey emphasizes the importance of emergency funds, avoiding debt (especially credit cards), and investing for the future. His approach encourages individuals to take control of their finances step-by-step, often using a structured plan called the "Baby Steps," to achieve financial stability and long-term security.