D&O Insurance

D&O (Directors and Officers) insurance protects company leaders—such as executives and board members—from personal financial losses if they are sued for actions taken in their official capacity. This coverage helps cover legal defense costs, settlement expenses, or judgments resulting from claims like mismanagement, breach of fiduciary duty, or errors in decision-making. It enables leaders to make necessary, sometimes tough, decisions without the fear that personal assets are at risk, fostering responsible governance while providing a safety net against potential legal liabilities.