Credit Market

A credit market is where borrowers and lenders exchange funds, allowing individuals, businesses, and governments to access money they need now, with the agreement to repay it later, usually with interest. It includes banks, financial institutions, and other entities that facilitate loans, bonds, and other credit instruments. The market helps allocate resources efficiently, enabling growth and investment while managing risk through various financial tools. Essentially, it’s a system that connects those who need funds with those willing to lend, playing a crucial role in supporting economic activity.