credit education

Credit education involves understanding how borrowing, repaying, and managing money affects your credit score, which lenders use to assess your financial trustworthiness. It covers topics like how to build good credit, avoid debt traps, and use credit responsibly. Learning about credit reports, interest rates, and timely payments helps you make informed financial decisions, improve your credit health, and qualify for better loan terms. Essentially, it empowers you to manage your finances effectively and maintain a positive credit profile for future financial needs.