credit card points

Credit card points are rewards earned by using your credit card for purchases. Each dollar spent typically earns a set number of points, which can be redeemed for various benefits like travel, gift cards, or merchandise. Think of points as a form of cashback or bonus that rewards your spending. The value of each point varies depending on the card's rewards program and redemption options. Accumulating points encourages responsible use of your credit card while offering perks for your expenses.