credit card benefits

Credit card benefits include convenient access to funds, enabling you to make purchases now and pay later. They often come with rewards like cashback, points, or travel miles for spending. Additional perks may include purchase protection, extended warranties, and rental car insurance. Many cards offer fraud protection, helping to secure your finances. Using a credit card responsibly can also help build your credit score, which is important for loans and future financial opportunities. While they offer flexibility and extra protections, it's essential to pay your balance in full to avoid interest charges.