Coopérative d'Assurance (France)

A Coopérative d'Assurance in France is a type of insurance organization owned and operated collectively by its members, who are also policyholders. Unlike traditional companies driven by profit, these cooperatives focus on serving their members' interests by providing insurance coverage at sustainable costs. Members contribute premiums and may participate in decision-making processes, ensuring the cooperative aligns with their needs. This structure emphasizes mutual support, transparency, and community-oriented values, enabling members to benefit from shared risks and collective governance without the pressure of maximizing profits.